|  home  |  careers  |  about us  |  online banking  |  estatements  |  
 • Employment Opportunities •   Today is Tuesday, October 25, 2016 
New Online Banking
 Personal Products
 ›Mortgage Loans
 ›Consumer Loans
 ›Deposit Accounts
  All Personal Products...
 Business Products
 ›Commercial Loans
 ›Deposit Accounts
 ›Remote Deposit Capture
  All Business Products...
 Other Services
 ›Electronic Services
 ›Properties for Sale
 ›Real Estate Companies
  All Banking Services...
Commercial Lender • East Tawas

Commercial Lender


Administers the bank's commercial loan portfolio. Develops new commercial business and strengthens existing client relationships while maximizing profitability and minimizing risks.


  • Actively participates in the loan department's business development activities. Personally calls on customers and prospects, develops and manages a wide range of accounts, including large and/or major commercial loan accounts. Interviews applicants, gathers and evaluates financial and related data to establish creditworthiness, establishes and renegotiates credit terms where necessary, and continually monitors customers' financial condition and repayment progress.
  • Review current clients' accounts to determine trends for future banking needs including cross selling opportunities.
  • Analyze financial statements and tax returns.
  • Presents loan packages to committee(s), as necessary.
  • Counsels customers regarding payments, delinquencies and potential future financial problems; and closes loans either directly or through bank personnel or title companies.
  • Actively participates in Loan Committee, Credit Committee and Problem Loan Committee.
  • Adhere to all applicable internal operational and security procedures.Ensuring compliance with all appropriate regulatory standards.
  • Represents the bank in contacts with clients and business and trade associations. Attends civic functions and otherwise promotes the bank's image.
  • Report to work on time and maintain good attendance is an essential function of your job and necessary for our bank to operate efficiently.



A Bachelor of Science degree in Finance, Accounting or a Business related field or a Bachelor of Arts degree with a major, or minor, in a business related field. In addition, formal credit analysis, banking experience which includes, but is not limited to, credit analysis, selling deposit and loan accounts, preparing and closing loans, calling on past due accounts, understanding and analyzing trends and ratios, identifying client needs and the flexibility to structure and customize loans to meet their needs, understanding trends and their respective implications, understanding ratio analysis and implications of changes, managing time and delegation of tasks to analysts, cross-selling bank products and services, and managing support staff, either directly or indirectly. Must have experience working with financial software.

Apply by calling (FAX ONLY 989-984-0704) or by emailing your resume to domeierl@bankhcb.com*.

*When communicating with HCB via E-mail, do not include sensitive, non-public personal information such as account numbers, social security numbers or other identifying information.

Huron Community Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

Huron Community Bank © 2016 • www.bankhcb.com
|  home  |  contact us  |  terms of use  |  privacy  |  
                  Cyber Security Awareness