Personal Product - Savings Accounts

Deposits can be made conveniently by direct deposit or with the use of a Christmas Club Coupon Book.

• Minimum deposit as small as $1.00
• Clubs offered in dollar amounts of $1,$2,$3,$5,$10 or $20 per week
• Interest accrued daily, paid at maturity (October 15)
• No accounts may be opened between March 31 & October 15
• Early withdrawal requires account closing and forfeiture of accrued interest
• There is a $50 penalty if the account is closed within 180 days of opening
• Checks to be mailed no later than October 31st
• Maximum $5,000 per household

This account earns interest at a variable rate. Annual Percentage Yield is accurate as of Wednesday, May 22, 2013. These rates may change at any time without prior notice. Fees could reduce earnings on the account.

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