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 • All Banking Products •   Today is Wednesday, September 17, 2014 
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 Personal Products
 ›Mortgage Loans
 ›Consumer Loans
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Certificates of Deposit
 ›Certificates of Deposit

Certificates of Deposit are a safe time deposit investment account which can help preserve and grow funds at a guaranteed rate of interest.


 
Individual Retirement Accounts
 ›Individual Retirement Account

It's never too early or too late to start saving for retirement. Individual Retirement accounts (IRA'S) are a time savings product that have a maturity term. Both Traditional and Roth IRAs allow you to save for retirement while offering potential tax advantages. In addition, Rollovers or Transfers in may be accepted.


 ›24 Month Variable Rate IRA

Huron Community Bank offers a competitive variable-rate Individual Retirement account. This 24-Month term IRA allows you to add deposits to your account gradually to help you build your retirement nest egg.


Checking Accounts
 ›Advantage Checking Account

A Checking Account that offers unlimited Check Writing with the advantage of competitive interest rates.


 ›Freedom Checking Account

A full featured Checking Account with unlimited Check Writing and no Minimum Balance Requirements.


 ›Basic Checking Account

A basic checking account that allows you unlimited Check Writing with no minimum balance requirements or monthly service fee.


 ›Community FREE Business Checking

Our Community FREE Business Checking Account is designed for all business entities processing fewer than 300 items per month.


 ›Community Corporate Checking Account

Our Community Corporate checking account is designed for all high volume business entities exceeding 300 items per month.


 
Checking Accounts
 ›Non-Profit Checking

Our Non-Profit Checking account is designed for non-profit organizations looking for an economical checking account.


 ›Public Funds Checking

Our Public Funds Checking is designed for all municipalities. This non-interest bearing account allows for unlimited check writing.


Checking Accounts
 ›Repurchase Agreement

Our Repurchase Agreement Sweep account is available to business customers who have excess cash they would like to invest.


 
Municipal Investment Accounts
 ›Municipal Investment Accounts

An interest-bearing checking account that is designed specifically for municipal organizations, including cities, counties, townships and villages.


 
NOW Accounts
 ›Commercial Super NOW

A business checking account designed for qualified organizations and businesses which pays competitive market interest rates.


 ›Public Funds Super NOW

A checking account designed for municipalities that earns competitive market interest rates.


Money Markets
 ›Non-Personal Money Market

The Non-Personal Money Market account is an investment account for businesses, which earns market interest rates and limits the number of withdrawals per month


 ›Public Funds Money Market

The Public Funds Money Market account is an investment account for municipalities, which earns market interest rates and limits the number of withdrawals per month


Savings Accounts
 ›Community Savings

The Community Savings account is an interest-bearing statement savings account in which you may make deposits or withdrawals at any time.


 ›Christmas Club Account

It only comes once a year, so why not be prepared? The Christmas Club Account is a special purpose savings account to help you save for the holiday season.


 ›Community Health Savings Account

The Community Health Savings Account (HSA) at Huron Community Bank is a great way to save for your qualified health care expenses at a tax-advantaged basis. Anyone is eligible for the interest-bearing HSA checking account as long as you have a High Deductible Health Plan and meet the IRS requirements.


 
Consumer Loans
 ›Automobile Loans

Automobile Loans with Competitive interest rates, Flexible repayment terms, Low monthly payments, and Same-day credit decisions.


 ›Marine & Recreational - NEW

Marine & Recreational Loans with Competitive interest rates, Flexible repayment terms, Low monthly payments, and Same-day credit decisions.


 ›Marine & Recreational - USED

Marine & Recreational Loans with Competitive interest rates, Flexible repayment terms, Low monthly payments, and Same-day credit decisions.


 ›Motorcycle Loans - NEW & USED

Marine & Recreational Loans with Competitive interest rates, Flexible repayment terms, Low monthly payments, and Same-day credit decisions.


 ›HCB Credit Card

Our credit cards offer a variety of first-rate benefits suited to your lifestyle, including competitive rates, valuable rewards, and emergency services should any problems arise.


 
Home Equity Loans
 ›Home Equity Fixed Rate

Competitive rates much lower than credit cards, Borrow up to 80% or less of your homes value, Quick approval, Fixed rate and term, Fixed monthly payments, Get all of the money you need up front. The interest you pay may be tax deductible. Minimum loan amount is $10,000.


 ›Home Equity Line Of Credit

This is a great loan choice you can use the money whenever you need it, with no fixed schedule. You can withdraw what you need, when you need it, and pay interest only on the funds you withdraw. Offer limited to owner occupied residential property for a "first" mortgage, or only as a "second" mortgage if the customer has their first mortgage with Huron Community Bank. Rental property or spec home excluded.


Mortgage Loans
 ›Fixed Rate

Get the security of a long-term rate commitment and a stable monthly principal and interest payment. Loan terms available from 10 to 30 years.


 ›Adjustable-Rate

An Adjustable Rate Mortgage (ARM) begins with an interest rate that is fixed for 3, 5, or 7 years, then subject to rate and payment change. Changes are based on an index and limited in amount.


 ›Construction

Borrowers can hire a contractor, assist a contractor, or build your own home, making interest-only payments during construction. We offer construction financing with easy conversion to permanent financing upon completion.


 ›Specialty Products

Every situation is different and at Huron Community Bank we understand that your needs may not fit into a standard loan product. A specialty loan may offer you the solution you've been looking for.


Commercial Loans
 ›Term Loan

Use for longer term expenditures such as equipment purchases, property improvements, debt refinance or purchase of an existing business.


 ›Line of Credit

Use for short-term business needs including paying bills while waiting for receivables to be collected, purchasing inventory or covering seasonal expenses.


 ›Commerial Real Estate Mortgage

Use to purchase, expand, renovate or refinance commercial property.


 ›SBA Loan

Use to finance business start-up or growth with more favorable terms than conventional bank loans.


Other Services
 ›Merchant Services

Merchant Services allows a convenient way for you to accept credit and debit card payments from your customers.


 ›Business Credit Card

Convenient form of payment for business owners and employees for travel, entertainment or other short-term business purchases.


 ›Remote Deposit Capture

Businesses can scan their checks and deposit them electronically to the bank, anytime day or night, with a bank supplied scanner and an internet connection.


 ›ACH & Electronic Services

Direct Deposit Includes payroll, pensions, bonuses, employee reimbursements and more. Direct Payment to better manage your cash flow by collecting receivables consistently. Positive Pay lets customers preauthorize a list of issued checks to be paid


 ›Night Depository Services

Sometimes bank hours just don't meet your needs. That's why HCB offers Night Depository Services at all of our branch locations. You don't have to limit your banking hours to ours. Sign up for our Night Depository Services today!


 ›Online Banking

Access your account information, transfer funds, and even pay bills all safely and securely with HCB's Online Banking available 24/7.


 ›Telephone Banking

HCB's 24 hour telephone banking system lets you access your account information anytime, anywhere. All you need is your PIN and a touch-tone phone.


 ›eStatements

eStatements are fast, secure, convenient and FREE! Your statement will be available securely online several days earlier than your mailed statement.


 ›ATM Services

Every one of our HCB branch offices has the convenience of ATM Services available to you. Get cash and balance information at any of these and other STAR Network ATMs.


 ›Identity Theft Protection

Protect your personal and financial information with ID Theft Smart. This credit monitoring service allows you to identify inaccuracies in your credit information.


 ›Visa Debit Cards

A Visa Debit Card from HCB is a convenient way to pay for your purchases without writing a check. The funds are debited directly from your checking account and the debit card is accepted wherever VISA is. In addition, you have the added convenience of using the card in our ATMs.


 ›Overdraft Protection

HCB's Overdraft protection allows you to prevent the embarrassment of an overdraft on your checking account. Money is automatically transferred from your savings account to your checking account in order to cover the overdraft, saving you overdraft fees.


 ›Safe Deposit Boxes

A safe deposit box at HCB is the perfect way to keep your valuables and important documents secure. Visit one of our convenient locations and open yours today!


 ›CD ROM

Wouldn't it be nice to have all of your Checking Account Statements and Checks available to you at any time through a simple click of your mouse button? At Huron Community Bank, we understand the importance of organizing your financial information and can now offer you that information in a CD Rom format.


 ›Switch Kit

Changing banks is easy with Huron Community Bank's Switch Kit! Once you've decided to open a new HCB checking account, use our switch kit to easily transfer your automatic payments or direct deposits to our bank.


 ›Deluxe Check Ordering

Deluxe has partnered with Huron Community Bank in offering specific products to you directly on-line!


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